The BrewBank journey started with a simple but powerful idea—a prepaid paper card system designed to make coffee purchases easier. When co-founders Mitchell Ward and Joshua Clarke tested it in local cafés, the response was overwhelming. Customers loved the convenience, and café owners saw increased efficiency. But Mitch and Josh knew they could take it further.
Building a Smarter Way to Pay for Coffee
To bring their vision to life, they turned to Xentra Solutions, led by Maner Puyawan, an expert in payments technology and digital innovation. With Xentra’s experience in secure transactions and app development, BrewBank evolved into a mobile-first platform, making prepaid coffee purchases effortless for both customers and café owners.
Today, BrewBank isn’t just a way to pay for coffee—it’s a system that enhances the café experience. Customers can preload funds, skip payment hassles, and enjoy a frictionless transaction, while businesses benefit from simplified operations and stronger customer connections.
“At Xentra, we focus on building solutions that integrate seamlessly into everyday life. BrewBank is a great example of how technology can enhance simple, daily interactions.”
– Maner Puyawan, Founder & Chairman, Xentra Solutions
The Technology Behind BrewBank’s Success
What makes BrewBank’s system so effective isn’t just convenience—it’s the way technology eliminates friction from the entire transaction process. With Xentra powering its backend, BrewBank offers:
- Prepaid transactions that reduce checkout times – Customers no longer have to fumble with cash or cards.
- Enhanced security measures – Xentra’s expertise ensures that payments are safe, encrypted, and fraud-resistant.
- Seamless integration for café owners – The system works effortlessly with existing café operations, improving efficiency without adding complexity.
- A scalable, cloud-based infrastructure – Built to grow, BrewBank’s platform can expand to new locations and markets without limitations.
The Team Driving Innovation
BrewBank’s growth is the result of a strong partnership between payments experts, branding specialists, and technology innovators:

Mitchell Ward
The Payments & Retail Expert
With experience in prepaid gift cards, rewards, and loyalty programs, Mitch understands the power of alternative payment methods and how they can shape customer behavior. His background in both retail and digital payments makes him a key driver of BrewBank’s success.
Joshua Clarke
The Branding & Digital Strategist
A young entrepreneur with a passion for eCommerce, marketing, and product development, Josh ensures that BrewBank is more than just an app—it’s a brand that connects with coffee lovers and café owners alike.


Maner Puyawan
Founder & Chairman, Xentra Solutions
As the Founder of Xentra Solutions, Maner brings decades of experience in payment technology, security, and digital transformation. His expertise has helped BrewBank build a seamless, secure, and future-ready platform.
Mellanie Alpay
The Strategic Project and Operations Leader
As President of Xentra Solutions, Mellanie Alpay develops secure and efficient digital solutions for businesses like BrewBank. Her expertise ensures seamless payment systems that enhance customer convenience. Under her leadership, Xentra innovates to make transactions faster and safer.

The Future of Café Payments is Here
The coffee experience is evolving—and BrewBank, powered by Xentra, is leading the way. By blending industry expertise, innovative technology, and a love for coffee, this partnership isn’t just changing how people buy coffee—it’s redefining digital transactions in the café industry.
Ready to take your business into the future with cutting-edge payment technology?
Let’s make it happen.